THE ROLE OF THE FEDERAL GOVERNMENT IN SOLVING HOUSING DEFICIT IN NIGERIA.


THE ROLE OF THE FEDERAL GOVERNMENT IN SOLVING HOUSING DEFICIT IN NIGERIA  

ABSTRACT

This study was intended to evaluate the role of the federal government in solving housing deficit in Nigeria. This study was guided by the following objectives; to examine the role of the federal government in solving housing deficit in Nigeria. To ascertain the level of housing deficit in Nigeria. To identify the solution to the problems of housing deficit in Nigeria.

The study employed the descriptive and explanatory design; questionnaires in addition to library research were applied in order to collect data. Primary and secondary data sources were used and data was analyzed using the correlation statistical tool at 5% level of significance which was presented in frequency tables and percentage. The respondents under the study were 32 employees of Akwa Ibom Investment Property Commission (AKIPOC), Uyo. 

The study findings revealed that the federal government has not solved the problem of housing deficit in Nigeria; based on the findings from the study, efforts should be made by the Nigerian government and stakeholders in providing affordable and durable houses for its citizens.

TABLE OF CONTENT

Title page- - - - - - - - - - i

Declaration - - - - - - - - - ii

Approval pages - - - - - - - - iii

Dedication - - - - - - - - - iv

Acknowledgement- - - - - - - - v

Abstract- - - - - - - - - - vi

Table of content - - - - - - - - vii

CHAPTER ONE

1.0Introduction-------

1.1Background of the study-----

1.2Statement of the problems-----

1.3Objective of the study------

1.4Research of hypothesis------

1.5Significance of the study-----

1.6Scope of the study------

1.7Definition of the terms------

CHAPTER TWO: Literature Review

2.0Introduction--------

2.1Theoretical framework------

2.2Housing problem in Nigeria-----

2.3Housing as a policy----

2.4Appraisal of the Nigerian national housing policy---    20

2.5A review of housing polices and programs in Nigeria ---

2.6problems associated with housing policies in Nigeria-----

2.7Empirical Review---

CHAPTER THREE

3.0Introduction-------

3.1Research design-------

3.2Population of study-------

3.3Sample  of the study------

3.4Sampling techniques-------

3.5Method of data collection-----

3.6Method of data analysis-----

CHAPTER FOUR:  Data Presentation, Analysis and interpretation

4.0Introduction-------

4.1Interview with the finance department---

4.2Interview question with the management--

4.3Test of hypothesis------

CHAPTER FIVE: Summary, Conclusions and Recommendations

5.0Introduction-------

5.1Summary--------

5.2Conclusion--------

5.3Limitation of the study------

5.4Recommendations------

Bibliography--------

AppendixA--------

AppendixB--------

CHAPTER ONE

INTRODUCTION

1.1 BACKGROUND TO THE STUDY

Housing, literally is defined as buildings or other shelters in which people live, a place to live, a dwelling and to nations a critical component in social and economic system. Housing represents one of the most basic humanneeds. To most groups housing means shelter but to others it means more as it serves as one of the bestindicators of a person’s standard of living and his or her place in the society (Nubi, 2008). It is a priority for theattainment of living standard and it is important to both rural and urban areas. These attribute make demand forhousing to know no bound as population growth and urbanization are increase very rapidly and the gap betweenhousing need and supply becomes widen. This housing deficit has continued to accumulate over the years as a result of poor housing policy implementation by successive government in Nigeria. Cultural factors such as preferences and values or social status, tasteand financial resources, also influence a house physical characteristics. In developing countries, poor housingdelivery has been attributed to inadequate mechanisms and systems for land allocation, funding, mortgageinstitutions and infrastructure (Encarta, 2007).

Nigeria is perhaps the fastest urbanizing country in the African continent. One of the most important challengesfacing the country is the provision of affordable housing. As more and more Nigerians make towns and citiestheir homes, the resulting social, economic, environmental and political challenges need to be urgently addressed(Raji, 2008).A recent study of housing situation in Nigeria put existing housing stock at 23 per 1000 inhabitant. Housingdeficit is put at 15 million houses (Mabogunje 2007) while N12 trillion will be required to finance the deficit.This is about 4 times the annual national budget of Nigeria (FHA, 2007). House prices and rents, on the otherhand, have grown ahead of general inflation. Making matters worse, the composition of houses for sale and renton the market has been inexorably shifting towards very expensive house (Nubi, 2008).

Between 1975 and 1980, there were plans of deliver 202,000 housing units to the public but only 28,500 units,representing 14.1% was achieved. Also, out of 200,000 housing units planned to be delivered between 1981 and 1985, only 47,200 (23.6%) was constructed. Under the National Housing Fund (NHF) programme initiated in1994, to produce 121,000 housing units, it was believed that less than 5% was achieved. In spite of a series ofgovernment policies towards housing delivery, there exists a gap between housing supply and demand.

Research has shown that 75% of urban housing is situated in slum conditions (UNDN, 2005), and indeed thequality of the housing is poor and clearly an affront to human dignity (Agbola and Olatubara, 2003). As part ofeffort to increasing qualitative, affordable housing for the masses in the country, the Federal Government in2004, pledged to adequately fund research pertaining to the manufacture and the use of local materials in thesector.Housing delivery in Nigeria is provided by either the Government or Private sector, but despite FederalGovernment access to factors of housing production, the country could at best expect 4.2% of the annualrequirement. Substantial contribution is expected from other public and private sectors. The production ofhousing in Nigeria is primarily the function of the private market; approximately 90% of urban housing isproduced by private developers. Due to housing demand created by rural- urban migration, which account for 65%of urban population growth, the fixed supply of urban land, and inflation of rental and housing ownership cost(Taylor, 2000).

The problem of affordable housing has been a concern forboth the government and individuals. Appreciating these problems, both public and private sector developersmake effort through various activities to bridge the gap between housing supply and demand, but the cost ofbuilding materials, deficiency of housing finance arrangement, rigorous loan conditions from mortgage banks,government policies amongst other problems have affecting housing delivery significantly in Nigeria (Raji,2008). However, the researcher is of the opinion that government still has much to do in terms of solving housing deficit in Nigeria.

1.2 STATEMENT OF THE PROBLEM

The problem of housing deficit in Nigeria has been a topic of discussion at different forum of the economy. The situation even becomes more serious and worrisomewhen one realizes the fact that despite a number of political, social, and religious initiatives taken in the past in Nigeria, a large proportion of the nation’s population still lives in sub-standard and poor. In Nigeria, housing provision bygovernment commenced before political independence in 1960 and despite various government interventions andhuge investments in housing provision, the housing problem in the country still remains intractable as many rural andurban populations in Nigeria do not have access to decent, safe and affordable housing. Thisis as a result of the government inability to provide adequate and affordable housing to the populace. However, the researcher seeks to examine the role of the federal government in solving housing deficit in Nigeria.

1.3 OBJECTIVES OF THE STUDY

The following are the objectives of this study:

1. To examine the role of the federal government in solving housing deficit in Nigeria.

2. To ascertain the level of housing deficit in Nigeria.

3. To identify the solution to the problems of housing deficit in Nigeria.

1.4 RESEARCH QUESTIONS

1. What is the role of the federal government in solving housing deficit in Nigeria?

2. What is the level of housing deficit in Nigeria?

3. What is the solution to the problems of housing deficit in Nigeria?

1.5 HYPOTHESIS

HO: Government has not solved the problem of housing deficit in Nigeria.

HA: Government has solved the problem of housing deficit in Nigeria.

1.6 SIGNIFICANCE OF THE STUDY

The following are the significance of this study:

The outcome of this study will educate the Nigerian populace on the contribution of government to solving housing deficit in Nigeria. It will also sensitize the policy makers and the government on the need to address the problem of housing deficit in Nigeria.

This research will also serve as a resource base to other scholars and researchers interested in carrying out further research in this field subsequently, if applied will go to an extent to provide new explanation to the topic.

1.7 SCOPE/LIMITATIONS OF THE STUDY

This study on the role of the federal government in solving housing deficit in Nigeria will cover all the attempt made by both past and present government at addressing the problem of housing deficit in Nigeria.

LIMITATION OF STUDY

Financial constraint- Insufficient fund tends to impede the efficiency of the researcher in sourcing for the relevant materials, literature or information and in the process of data collection (internet, questionnaire and interview).

Time constraint- The researcher will simultaneously engage in this study with other academic work. This consequently will cut down on the time devoted for the research work.

REFERENCES

Agbola, T. and Olatubara, C.O. (2003); Private Sector Driven Housing Delivery (in Nigeria): Issues, Constraints,Challenges and Prospects, a lead paper presented at the 2nd Annual National Workshop on Private sectorDriven Housing Delivery in Nigeria, University of Lagos, Lagos, 30th – 3rd July.

Encarta, 2007: A Computer base Microsoft software.

Raji, O. (2008): Public and private developers as agents in Urban Housing delivery in sub-Saharan Africa. The situation in Lagos state, Humanity of social sciences Journal, Vol.3, No.2: Pp. 143-150.

Mabogunje, A. (2003). Welcome address at the Stateholders Forum on Strategies for enhancing Domestic production ofBuilding Materials for Mass Housing Development in Nigeria. Held at NICON Hilton Hotel, Abuja, 24th September2003.

Nubi, O.T. (2008): Affordable Housing Delivery in Nigeria. The South African Foundation InternationalConference and Exhibition, Cape Town, October, Pp. 1-18.

Federal Government of Nigeria (FGN, 2004): National housing Policy Draft, Abuja.

.

THE ROLE OF THE FEDERAL GOVERNMENT IN SOLVING HOUSING DEFICIT IN NIGERIA.



TYPE IN YOUR TOPIC AND CLICK SEARCH.






RESEARCHWAP.NET

Researchwap.net is an online repository for free project topics and research materials, articles and custom writing of research works. We’re an online resource centre that provides a vast database for students to access numerous research project topics and materials. Researchwap.net guides and assist Postgraduate, Undergraduate and Final Year Students with well researched and quality project topics, topic ideas, research guides and project materials. We’re reliable and trustworthy, and we really understand what is called “time factor”, that is why we’ve simplified the process so that students can get their research projects ready on time. Our platform provides more educational services, such as hiring a writer, research analysis, and software for computer science research and we also seriously adhere to a timely delivery.

TESTIMONIES FROM OUR CLIENTS


Please feel free to carefully review some written and captured responses from our satisfied clients.

  • "Exceptionally outstanding. Highly recommend for all who wish to have effective and excellent project defence. Easily Accessable, Affordable, Effective and effective."

    Debby Henry George, Massachusetts Institute of Technology (MIT), Cambridge, USA.
  • "I saw this website on facebook page and I did not even bother since I was in a hurry to complete my project. But I am totally amazed that when I visited the website and saw the topic I was looking for and I decided to give a try and now I have received it within an hour after ordering the material. Am grateful guys!"

    Hilary Yusuf, United States International University Africa, Nairobi, Kenya.
  • "Researchwap.net is a website I recommend to all student and researchers within and outside the country. The web owners are doing great job and I appreciate them for that. Once again, thank you very much "researchwap.net" and God bless you and your business! ."

    Debby Henry George, Massachusetts Institute of Technology (MIT), Cambridge, USA.
  • "Great User Experience, Nice flows and Superb functionalities.The app is indeed a great tech innovation for greasing the wheels of final year, research and other pedagogical related project works. A trial would definitely convince you."

    Lamilare Valentine, Kwame Nkrumah University, Kumasi, Ghana.
  • "I love what you guys are doing, your material guided me well through my research. Thank you for helping me achieve academic success."

    Sampson, University of Nigeria, Nsukka.
  • "researchwap.com is God-sent! I got good grades in my seminar and project with the help of your service, thank you soooooo much."

    Cynthia, Akwa Ibom State University .
  • "Sorry, it was in my spam folder all along, I should have looked it up properly first. Please keep up the good work, your team is quite commited. Am grateful...I will certainly refer my friends too."

    Elizabeth, Obafemi Awolowo University
  • "Am happy the defense went well, thanks to your articles. I may not be able to express how grateful I am for all your assistance, but on my honour, I owe you guys a good number of referrals. Thank you once again."

    Ali Olanrewaju, Lagos State University.
  • "My Dear Researchwap, initially I never believed one can actually do honest business transactions with Nigerians online until i stumbled into your website. You have broken a new legacy of record as far as am concerned. Keep up the good work!"

    Willie Ekereobong, University of Port Harcourt.
  • "WOW, SO IT'S TRUE??!! I can't believe I got this quality work for just 3k...I thought it was scam ooo. I wouldn't mind if it goes for over 5k, its worth it. Thank you!"

    Theressa, Igbinedion University.
  • "I did not see my project topic on your website so I decided to call your customer care number, the attention I got was epic! I got help from the beginning to the end of my project in just 3 days, they even taught me how to defend my project and I got a 'B' at the end. Thank you so much researchwap.com, infact, I owe my graduating well today to you guys...."

    Joseph, Abia state Polytechnic.
  • "My friend told me about ResearchWap website, I doubted her until I saw her receive her full project in less than 15 miniutes, I tried mine too and got it same, right now, am telling everyone in my school about researchwap.com, no one has to suffer any more writing their project. Thank you for making life easy for me and my fellow students... Keep up the good work"

    Christiana, Landmark University .
  • "I wish I knew you guys when I wrote my first degree project, it took so much time and effort then. Now, with just a click of a button, I got my complete project in less than 15 minutes. You guys are too amazing!."

    Musa, Federal University of Technology Minna
  • "I was scared at first when I saw your website but I decided to risk my last 3k and surprisingly I got my complete project in my email box instantly. This is so nice!!!."

    Ali Obafemi, Ibrahim Badamasi Babangida University, Niger State.
  • To contribute to our success story, send us a feedback or please kindly call 2348037664978.
    Then your comment and contact will be published here also with your consent.

    Thank you for choosing researchwap.com.